How Much Does A Maltipoo Cost?

A Maltipoo puppy from a US breeder costs $1,500 to $4,000, while adoption fees from rescues and shelters run about $100 to $600. Plan on $4,200 to $7,960 for the first year, including $25 to $55 a month for pet insurance.

Pet Insurance Cost For Maltipoos

Maltipoos are cheap to insure. One comparison site models $25 a month for a puppy and $37 in middle age, one insurer’s breed average is $35, and another quotes $30 to $40 a month at ages 1 to 5, rising to $50 to $55 by age 7.

Small size keeps premiums low, but insurers still price in the breed’s known risks: slipping kneecaps, dental disease, epilepsy and gastric problems. Age, ZIP code, deductible, reimbursement rate and annual limit all move the quote, and the dog insurance costs guide explains how each one works.

Insurance can’t cover pre-existing conditions, so enrolling while young matters. Epilepsy, for example, usually means lifelong medication, and a seizure noted before coverage starts can be excluded for the rest of the dog’s life. Compare plans in the pet insurance comparison before the first checkup.

Maltipoo Puppy Price

Most breeders price Maltipoo puppies between $1,500 and $4,000. Published ranges include $1,000 to $4,000, $2,000 to $4,000 and $2,000 to $3,000, and one national breeder marketplace averages about $1,800 to $3,000.

Location matters. Breeder listings around Los Angeles run about $2,250 to $3,375. Coat color matters too: rare colors such as gray, phantom, red or champagne cost more, up to about $4,000, and some boutique breeders charge $4,500. One report puts the very top of the market near $15,000 for rare red or champagne puppies, but typical pricing caps near $4,000 to $4,500.

Teacup is a sales label, not a recognized size. Paying for documented parent health testing is a better use of a premium than paying for a size claim.

Classified Ads And Parentage

Classified-ad puppies are cheaper at $500 to $3,500 but are more likely to come from untested parents. A puppy priced far below breeder rates is a red flag for a puppy mill or deposit scam. The Maltipoo is a Maltese and Poodle cross with no AKC recognition. A breed-ancestry DNA test can confirm a puppy’s main breeds, but it can’t reliably tell generations apart or verify a specific pedigree.

Adoption Fees

Maltipoos don’t show up in rescues often, so poodle and doodle rescues are the best bet. Poodle Rescue Connecticut asks about $350 to $600, and Doodle Rescue Collective, a national group, charges $200 to $395. General shelters can charge less for small mixes, $50 to $300, with one adoption site averaging about $300.

First-Year Cost Of A Maltipoo

Item	Low	High
Puppy price	$1,500	$4,000
One-time setup (spay/neuter, vaccines, microchip, supplies)	$600	$1,500
Food	$400	$400
Routine vet care	$650	$650
Grooming	$750	$750
Pet insurance (12 months)	$300	$660
First-year total	$4,200	$7,960

The setup line follows an itemized budget of $425 to $1,695 for spay or neuter surgery, vaccines, a microchip, a crate, a bed and a carrier, plus a training class. Owners who already have a crate and carrier land near the low end.

Yearly Cost Of Owning A Maltipoo

Yearly cost	Typical amount
Food	$400
Routine vet care	$650
Grooming	$750
Pet insurance	$300–$660
Total per year	$2,100–$2,460

After the first year, a Maltipoo costs about $2,100 to $2,460 a year. Food runs about $400 a year for small-breed kibble, with estimates of $20 to $40 a month and $30 to $50 a month. Adults weigh 5 to 20 pounds, and toy-size dogs eat at the low end.

Routine vet care runs about $650 a year. Exams alone cost $200 to $300 a year and vaccines $75 to $100, before flea, tick and heartworm prevention. Dental disease is common, and a professional cleaning costs $560 to $1,100, so add that in years one is done.

Grooming is often the biggest recurring cost. The low-shedding coat mats quickly and needs a professional groom every 4 to 6 weeks. Salon visits run $40 to $100 or more, which comes to about $500 to $1,300 a year; this page budgets $750.

Common Health Problems And Treatment Costs

Condition	Typical treatment cost	Notes
Patellar luxation	$500–$2,500	Slipping kneecap; average claim about $995, and 1 in 10 owners spend over $3,448 on walking problems
Dental disease	$400–$1,500	1 in 10 owners spend over $2,001 on oral inflammation
Epilepsy	$500–$2,500	Usually means lifelong medication
Gastric issues	$500–$3,510	Pancreatitis care runs $500–$2,500; 1 in 10 owners spend over $3,510
Legg-Calvé-Perthes disease	$1,200–$2,500	Hip condition treated with FHO surgery, priced per hip
Skin allergies	$327–$1,500	Average allergy claim about $327

A vet decides treatment and the right plan for each dog, but knees, teeth, the gut and the skin account for most of the conditions on this list. Several can repeat over a life of up to 16 years. The Maltipoo insurance estimate shows how a low monthly premium stacks up against them.

Lifetime Cost Of A Maltipoo

Over a 12- to 16-year lifespan, a Maltipoo costs about $27,300 to $44,860. That total adds the puppy price and one-time setup to yearly costs of $2,100 to $2,460, multiplied by the dog’s lifespan.

Grooming is the line that compounds. At roughly $750 a year, it adds up to about $9,000 to $12,000 over a full life. Owners land at the high end with a rare-color puppy, monthly salon visits, regular dental cleanings or an uninsured chronic condition such as epilepsy. The guide to the cost of owning a dog compares these totals with other breeds.

Is A Maltipoo Worth The Cost?

A Maltipoo suits owners who want a small, low-shedding dog with cheap insurance and can commit to grooming every 4 to 6 weeks for well over a decade. The puppy price is high for a mixed breed, but food and premiums stay low for life.

Buyers often compare the Maltipoo with the Cavapoo, another small poodle cross. Cavapoo puppies cost the same $1,500 to $4,000, but insurance runs higher at $27 to $70 a month, and the first year comes to $4,270 to $8,090 against $4,200 to $7,960 for a Maltipoo. On purchase price, the Maltipoo sits with the most expensive dog breeds among small dogs.

Sources

Prices and costs on this page were checked in October 2026 against these sources:

• Maltipoo Dog Breed Health and Care – PetMD
• How Much Does It Cost to Own a Maltipoo in 2025? – Dogster
• What Is the Cost of a Maltipoo? – Hepper
• Maltipoo Price Guide 2025 – Spot Pet Insurance
• How Much Does a Maltipoo Cost? – ThePricer
• How Much Does A Maltipoo Cost? – OodleLife
• Pet Insurance Maltipoo by Lemonade
• Best Pet Insurance for Maltipoos – Fetch
• Maltipoo Rescues for Adoption – We Love Doodles
• How Much Does Pet Insurance Cost on Average? (2026) – MoneyGeek
• Doodle Rescue Collective – Adopt a Pet
• How much does dog teeth cleaning cost? – Vety
• How much does FHO surgery cost for dogs? – Vety

Frequently Asked Questions